*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:none;-moz-text-size-adjust:none;text-size-adjust:none;scroll-behavior:smooth}body,h1,h2,h3,h4,h5,h6,p,figure,blockquote,dl,dd{margin:0}ul[role=list],ol[role=list]{padding:0;list-style:none}body{min-height:100vh;line-height:1.5}h1,h2,h3,h4,h5,h6,button,input,label{line-height:1.1}h1,h2,h3,h4{text-wrap:balance}a:not([class]){-webkit-text-decoration-skip-ink:auto;text-decoration-skip-ink:auto;color:currentColor}img,picture,video,canvas,svg{max-width:100%;display:block}input,button,textarea,select{font-family:inherit;font-size:inherit}textarea:not([rows]){min-height:10em}:target{scroll-margin-block:5ex}@media (prefers-reduced-motion:reduce){html:focus-within{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.section--alt,.section:not(:first-of-type){content-visibility:auto;contain-intrinsic-size:0 400px}.tc-card,.card,.hp-topic-tile,.PostCard{will-change:transform;transform:translateZ(0)}input,textarea,select{font-size:max(16px,1rem)!important}img{max-width:100%;height:auto;display:block}img[width][height]{aspect-ratio:attr(width) / attr(height)}:root{--navy:#0f2942;--navy-2:#1a3a6b;--blue:#1a56a8;--blue-2:#1e4da3;--blue-hover:#164491;--green:#00704a;--green-2:#005c3c;--green-light:#d1fae5;--red:#dc2626;--amber:#d97706;--amber-light:#fef3c7;--white:#fff;--bg:#f8fafc;--bg-2:#eef2f7;--border:#e2e8f0;--border-2:#cbd5e1;--ink:#0f172a;--ink-2:#1e293b;--ink-3:#475569;--muted:#64748b;--muted-2:#94a3b8;--blue-light:#eff6ff;--blue-pale:#bfdbfe;--navy-light:#e8edf5;--font-sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-serif:"Lora", "Lora-fallback", Georgia, "Times New Roman", serif;--font-mono:"JetBrains Mono", "Fira Code", "Consolas", monospace;--text-xs:clamp(.75rem, .72rem + .15vw, .8125rem);--text-sm:clamp(.8125rem, .78rem + .17vw, .9375rem);--text-base:clamp(1rem, .95rem + .25vw, 1.0625rem);--text-md:clamp(1.0625rem, 1rem + .3vw, 1.125rem);--text-lg:clamp(1.125rem, 1.05rem + .4vw, 1.25rem);--text-xl:clamp(1.25rem, 1.1rem + .75vw, 1.5rem);--text-2xl:clamp(1.5rem, 1.3rem + 1vw, 1.875rem);--text-3xl:clamp(1.875rem, 1.5rem + 1.875vw, 2.5rem);--text-4xl:clamp(2.25rem, 1.75rem + 2.5vw, 3.25rem);--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-5:1.25rem;--space-6:1.5rem;--space-8:2rem;--space-10:2.5rem;--space-12:3rem;--space-16:4rem;--space-20:5rem;--section-y:clamp(3.5rem, 7vw, 5.5rem);--r-sm:4px;--r-md:8px;--r-lg:12px;--r-xl:16px;--r-2xl:24px;--r-full:9999px;--shadow-xs:0 1px 2px #0000000a;--shadow-sm:0 1px 4px #0000000f, 0 1px 2px #0000000a;--shadow:0 4px 12px #00000014, 0 1px 3px #0000000d;--shadow-md:0 8px 24px #0000001a, 0 2px 6px #0000000f;--shadow-lg:0 16px 40px #0000001f, 0 4px 12px #00000012;--t:.15s ease;--t-md:.22s ease;--container-w:1200px;--container-p:clamp(1rem, 4vw, 2rem);--header-h:64px}@font-face{font-family:Lora-fallback;src:local(Georgia);size-adjust:103%;ascent-override:90%;descent-override:22%;line-gap-override:0%}.skip-link{background:var(--blue);border-radius:0 0 var(--r-md) var(--r-md);z-index:9999;white-space:nowrap;padding:.5rem 1.25rem;font-size:.875rem;font-weight:600;text-decoration:none;transition:top .15s;position:absolute;top:-100%;left:1rem;color:#fff!important}.skip-link:focus{outline-offset:2px;outline:2px solid #fff;top:0}html{font-size:16px}body{font-family:var(--font-sans);font-size:var(--text-base);color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}.container{width:100%;max-width:var(--container-w);padding-inline:var(--container-p);margin-inline:auto}.section{padding:var(--section-y) 0}.section--alt{background:var(--bg-2)}.text-center{text-align:center}.visually-hidden{clip:rect(0,0,0,0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.grid-3{grid-template-columns:repeat(3,1fr);gap:1.5rem;display:grid}h1{font-family:var(--font-serif);font-size:var(--text-4xl);letter-spacing:-.025em;font-weight:700;line-height:1.1}h2{font-family:var(--font-serif);font-size:var(--text-3xl);letter-spacing:-.02em;font-weight:700;line-height:1.15}h3{font-family:var(--font-sans);font-size:var(--text-xl);letter-spacing:-.01em;font-weight:700;line-height:1.2}h4{font-family:var(--font-sans);font-size:var(--text-lg);font-weight:600;line-height:1.25}h5{font-family:var(--font-sans);font-size:var(--text-base);font-weight:600;line-height:1.3}p{line-height:1.75}a{color:var(--blue);transition:color var(--t);text-decoration:none}a:hover{color:var(--blue-hover)}strong{font-weight:700}.skip-link{z-index:9999;background:var(--blue);width:1px;height:1px;color:var(--white);font-size:var(--text-sm);border-radius:0 0 var(--r-md) 0;padding:.75rem 1.25rem;font-weight:700;text-decoration:none;position:absolute;left:-999px;overflow:hidden}.skip-link:focus{width:auto;height:auto;position:fixed;top:0;left:0;overflow:visible}:focus-visible{outline:2px solid var(--blue);outline-offset:2px;border-radius:var(--r-sm)}.progress-bar{z-index:1001;background:linear-gradient(90deg, var(--green), var(--blue));pointer-events:none;width:0%;max-width:100%;height:3px;transition:width .1s linear;position:fixed;top:0;left:0}.site-header{z-index:200;height:var(--header-h);-webkit-backdrop-filter:blur(12px);transition:border-color var(--t), box-shadow var(--t);background:#ffffffeb;border-bottom:1px solid #0000;position:sticky;top:0}.site-header.is-scrolled{border-color:var(--border);box-shadow:0 2px 16px #0f29420f}.site-header__inner{height:var(--header-h);align-items:center;gap:2rem;display:flex}.site-logo{flex-shrink:0;align-items:center;gap:.625rem;text-decoration:none;display:flex}.site-logo__mark{border-radius:var(--r-md);background:var(--navy);width:36px;height:36px;color:var(--white);font-family:var(--font-serif);letter-spacing:-.03em;flex-shrink:0;justify-content:center;align-items:center;font-size:1.125rem;font-weight:700;display:flex}.site-logo__text-wrap{flex-direction:column;display:flex}.site-logo__name{font-family:var(--font-sans);color:var(--ink);letter-spacing:-.01em;font-size:.9375rem;font-weight:800;line-height:1.1}.site-logo__name span{color:var(--blue)}.site-logo__tag{letter-spacing:.04em;text-transform:uppercase;color:var(--muted);margin-top:1px;font-size:.625rem;font-weight:600;display:block}.site-header__cta{flex-shrink:0;margin-left:1rem}.site-nav{height:var(--header-h);align-items:center;gap:1.5rem;display:flex}.site-nav a{color:var(--ink-3);border-radius:var(--r-md);transition:all var(--t);white-space:nowrap;align-items:center;min-height:44px;padding:.375rem .75rem;font-size:.875rem;font-weight:500;text-decoration:none;display:inline-flex}.site-nav a:hover{color:var(--ink);background:var(--bg)}.site-nav a[aria-current=page]{color:var(--blue);background:var(--blue-light);font-weight:600}.nav-hamburger{width:44px;height:44px;color:var(--ink);cursor:pointer;border-radius:var(--r-md);transition:background var(--t);-webkit-tap-highlight-color:transparent;background:0 0;border:none;flex-shrink:0;justify-content:center;align-items:center;margin-left:auto;padding:0;display:none}.nav-hamburger:hover{background:var(--bg)}.nav-hamburger:focus-visible{outline:2px solid var(--blue);outline-offset:2px}.nav-hamburger__box{justify-content:center;align-items:center;width:24px;height:24px;display:flex;position:relative}.nav-hamburger__icon{transition:opacity var(--t), transform var(--t);position:absolute;inset:0}.nav-hamburger__icon--close{opacity:0;transform:rotate(-45deg)scale(.8)}.nav-hamburger[aria-expanded=true] .nav-hamburger__icon--open{opacity:0;transform:rotate(45deg)scale(.8)}.nav-hamburger[aria-expanded=true] .nav-hamburger__icon--close{opacity:1;transform:rotate(0)scale(1)}.mobile-menu{background:var(--white);border-bottom:1px solid var(--border);box-shadow:var(--shadow-lg);z-index:99;opacity:0;max-height:0;transition:max-height var(--t-md), opacity var(--t-md);pointer-events:none;display:none;position:absolute;top:100%;left:0;right:0;overflow:hidden}.mobile-menu.is-open{max-height:calc(100dvh - var(--header-h));opacity:1;pointer-events:auto;-webkit-overflow-scrolling:touch;overflow-y:auto}.mobile-menu__nav{flex-direction:column;padding:.5rem 0;display:flex}.mobile-menu__link{min-height:52px;color:var(--ink-2);border-bottom:1px solid var(--border);transition:background var(--t), color var(--t);align-items:center;padding:.75rem 1.25rem;font-size:1rem;font-weight:500;text-decoration:none;display:flex}.mobile-menu__link:last-child{border-bottom:none}.mobile-menu__link:hover{background:var(--bg);color:var(--ink)}.mobile-menu__link[aria-current=page]{color:var(--blue);background:var(--blue-light);border-left:3px solid var(--blue);padding-left:calc(1.25rem - 3px);font-weight:600}.mobile-menu__footer{border-top:1px solid var(--border);padding:1rem 1.25rem 1.25rem}.mobile-menu__cta{justify-content:center;width:100%;min-height:48px;font-size:1rem}.mobile-overlay{inset:0;top:var(--header-h);z-index:98;-webkit-backdrop-filter:blur(2px);opacity:0;transition:opacity var(--t-md);pointer-events:none;background:#0f294273;display:none;position:fixed}.mobile-overlay.is-open{opacity:1;pointer-events:auto}.site-header__cta--desktop{display:none}@media (width>=768px){.nav-hamburger,.mobile-menu,.mobile-overlay{display:none!important}.site-header__cta--desktop{display:inline-flex}.site-nav{display:flex}}@media (width<=767px){.site-nav,.site-header__cta--desktop{display:none}.nav-hamburger{display:flex}.mobile-menu,.mobile-overlay{display:block}.site-header__inner{gap:.5rem}}.btn{font-family:var(--font-sans);border-radius:var(--r-md);cursor:pointer;transition:all var(--t-md);white-space:nowrap;letter-spacing:.01em;border:none;align-items:center;gap:.5rem;min-height:44px;padding:.625rem 1.25rem;font-size:.875rem;font-weight:600;text-decoration:none;display:inline-flex}.btn--primary{background:var(--blue);color:var(--white);box-shadow:0 2px 8px #1a56a840,0 1px 2px #1a56a826}.btn--primary:hover{background:var(--blue-hover);color:var(--white);transform:translateY(-1px);box-shadow:0 4px 16px #1a56a859,0 2px 4px #1a56a833}.btn--secondary{background:var(--white);color:var(--blue);border:1.5px solid var(--blue)}.btn--secondary:hover{background:var(--blue);color:var(--white);transform:translateY(-1px)}.btn--white{background:var(--white);color:var(--navy);box-shadow:0 2px 8px #0000001f}.btn--white:hover{background:var(--bg);color:var(--navy);transform:translateY(-1px)}.btn--ghost{color:#ffffffd9;background:0 0;border:1.5px solid #ffffff59}.btn--ghost:hover{color:var(--white);background:#ffffff1f;border-color:#fff9}.btn--outline-white{color:#ffffffe6!important;background:0 0!important;border:1.5px solid #ffffff8c!important}.btn--outline-white:hover{color:#fff!important;background:#ffffff1a!important;border-color:#fffc!important}.btn--sm{min-height:36px;padding:.4375rem .875rem;font-size:.8125rem}.btn--lg{padding:.875rem 1.75rem;font-size:.9375rem}.btn--ghost-add{border:1.5px dashed var(--border-2);color:var(--blue);background:0 0;justify-content:center;width:100%;min-height:44px;margin-bottom:1.5rem;font-size:.875rem}.btn--ghost-add:hover{background:var(--blue-light);border-color:var(--blue)}.badge{font-size:var(--text-xs);letter-spacing:.04em;text-transform:uppercase;border-radius:var(--r-full);align-items:center;gap:.35rem;padding:.25rem .625rem;font-weight:700;text-decoration:none;display:inline-flex}.badge--cat{background:var(--blue-light);color:var(--blue-2);border:1px solid var(--blue-pale)}.badge--cat:hover{background:var(--blue-pale)}.badge--green{background:var(--green-light);color:var(--green-2)}.badge--new{background:var(--amber-light);color:var(--amber)}.badge--fact,.badge--expert{border-radius:var(--r-full);letter-spacing:.03em;align-items:center;gap:.3rem;padding:.275rem .625rem;font-size:.6875rem;font-weight:700;display:inline-flex}.badge--fact{color:#6ee7b7;background:#00704a33;border:1px solid #00704a59}.badge--expert{color:#93c5fd;background:#1a56a833;border:1px solid #1a56a859}.post-hero .badge--cat{color:#93c5fd!important;background:#ffffff1a!important;border-color:#93c5fd4d!important}.chips-bar{background:var(--white);border-bottom:1px solid var(--border);top:var(--header-h);z-index:80;padding:.75rem 0;position:sticky}.chips-bar__inner{scrollbar-width:none;-ms-overflow-style:none;-webkit-overflow-scrolling:touch;align-items:center;gap:.5rem;display:flex;overflow-x:auto}.chips-bar__inner::-webkit-scrollbar{display:none}.chips-bar__label{font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);white-space:nowrap;flex-shrink:0;font-weight:700}.chip{color:var(--ink-3);background:var(--bg);border:1px solid var(--border);border-radius:var(--r-full);white-space:nowrap;transition:all var(--t);flex-shrink:0;align-items:center;gap:.375rem;min-height:36px;padding:.3125rem .875rem;font-size:.8125rem;font-weight:600;text-decoration:none;display:inline-flex}.chip:hover{background:var(--blue-light);border-color:var(--blue-pale);color:var(--blue)}.chip--active{background:var(--navy);border-color:var(--navy);color:var(--white)}.chip__dot{opacity:.5;background:currentColor;border-radius:50%;flex-shrink:0;width:6px;height:6px}.hero{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 55%, #1e4a8c 100%);padding:clamp(3.5rem,7vw,6rem) 0 clamp(3rem,6vw,5rem);position:relative;overflow:hidden}.hero:before{content:"";pointer-events:none;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.025'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");position:absolute;inset:0}.hero__inner{grid-template-columns:1fr 380px;align-items:center;gap:clamp(2rem,5vw,5rem);display:grid;position:relative}.hero__eyebrow{font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:#93c5fd;border-radius:var(--r-full);transition:all var(--t);background:#93c5fd1a;border:1px solid #93c5fd40;align-items:center;gap:.5rem;margin-bottom:1.5rem;padding:.375rem .875rem;font-weight:700;text-decoration:none;display:inline-flex}.hero__eyebrow:hover{background:#93c5fd2e;border-color:#93c5fd66}.hero__eyebrow-dot{background:#4ade80;border-radius:50%;flex-shrink:0;width:6px;height:6px}.hero__h1{font-family:var(--font-serif);font-size:var(--text-4xl);color:var(--white);letter-spacing:-.025em;margin-bottom:1.25rem;font-weight:700;line-height:1.05}.hero__accent{color:#93c5fd;font-style:italic}.hero__sub{font-size:var(--text-md);color:#ffffffc7;max-width:540px;margin-bottom:2rem;line-height:1.7}.hero__btns{flex-wrap:wrap;gap:.75rem;margin-bottom:1.75rem;display:flex}.hero__trust{flex-wrap:wrap;gap:.625rem;display:flex}.hero__trust-item{font-size:var(--text-xs);color:#ffffffa6;align-items:center;gap:.375rem;font-weight:500;display:inline-flex}.hero__trust-item:before{content:"";background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Ccircle cx='8' cy='8' r='8' fill='%234ade80'/%3E%3Cpath d='M5 8l2 2 4-4' stroke='%23fff' stroke-width='1.5' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") 50%/contain no-repeat;flex-shrink:0;width:14px;height:14px}.hero__cards{flex-direction:column;gap:1rem;display:flex}.stat-box{border-radius:var(--r-xl);backdrop-filter:blur(8px);background:#ffffff12;border:1px solid #ffffff1f;padding:1.25rem 1.5rem}.stat-box--green{background:#00704a33;border-color:#00704a4d}.stat-box--light{background:#ffffff1a;border-color:#ffffff2e}.stat-box__label{font-size:var(--text-xs);color:#fff9;margin-bottom:.5rem;font-weight:500;line-height:1.45}.stat-box__value{font-family:var(--font-serif);color:var(--white);letter-spacing:-.03em;margin-bottom:.375rem;font-size:2.25rem;font-weight:700;line-height:1}.stat-box--green .stat-box__value{color:#6ee7b7}.stat-box__sub{font-size:var(--text-xs);color:#fff9}.section-hdr{justify-content:space-between;align-items:flex-end;gap:1rem;margin-bottom:clamp(1.5rem,3vw,2rem);display:flex}.section-hdr__label{font-size:var(--text-xs);letter-spacing:.1em;text-transform:uppercase;color:var(--blue);margin-bottom:.375rem;font-weight:700;display:block}.section-hdr__title{font-family:var(--font-serif);font-size:var(--text-3xl);color:var(--ink);letter-spacing:-.02em;font-weight:700;line-height:1.15}.section-hdr__link{font-size:var(--text-sm);color:var(--blue);white-space:nowrap;align-items:center;gap:.375rem;padding-bottom:.125rem;font-weight:600;text-decoration:none;display:flex}.section-hdr__link:hover{color:var(--blue-hover)}.section-hdr__link:after{content:"→"}.card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-xl);transition:all var(--t-md);box-shadow:var(--shadow-xs);flex-direction:column;display:flex;overflow:hidden}.card:hover{box-shadow:var(--shadow-md);border-color:var(--border-2);transform:translateY(-4px)}.card__img{aspect-ratio:16/9;background:var(--bg-2);display:block;overflow:hidden}.card__img img{object-fit:cover;width:100%;height:100%;transition:transform .4s}.card:hover .card__img img{transform:scale(1.04)}.card__img-placeholder{background:linear-gradient(135deg, var(--navy) 0%, var(--blue-2) 100%);justify-content:center;align-items:center;width:100%;height:100%;display:flex}.card__placeholder-icon{opacity:.45;width:40px;height:40px}.card__body{flex-direction:column;flex:1;padding:1.25rem 1.5rem 1.5rem;display:flex}.card__cat{margin-bottom:.75rem}.card__title{font-family:var(--font-serif);font-size:var(--text-lg);flex:1;margin-bottom:.625rem;font-weight:700;line-height:1.3}.card__title a{color:var(--ink);text-decoration:none}.card__title a:hover{color:var(--blue)}.card__excerpt{font-size:var(--text-sm);color:var(--ink-3);margin-bottom:1rem;line-height:1.65}.card__meta{font-size:var(--text-xs);color:var(--muted);border-top:1px solid var(--border);gap:.75rem;margin-top:auto;padding-top:.875rem;display:flex}.cat-grid{grid-template-columns:repeat(5,1fr);gap:1rem;display:grid}.cat-tile{background:var(--white);border:1.5px solid var(--border);border-radius:var(--r-xl);text-align:center;transition:all var(--t-md);padding:1.5rem 1.25rem;text-decoration:none;display:block;position:relative}.cat-tile:hover{border-color:var(--blue);box-shadow:var(--shadow-md);transform:translateY(-3px)}.cat-tile:hover .cat-tile__name{color:var(--blue)}.cat-tile__icon-wrap{border-radius:var(--r-lg);background:var(--blue-light);border:1px solid var(--blue-pale);justify-content:center;align-items:center;width:48px;height:48px;margin:0 auto .875rem;display:flex}.cat-tile__icon-wrap svg{width:24px;height:24px;color:var(--blue)}.cat-tile__name{font-family:var(--font-serif);color:var(--ink);margin-bottom:.375rem;font-size:1rem;font-weight:700}.cat-tile__desc{font-size:var(--text-xs);color:var(--muted);margin-bottom:.75rem;line-height:1.5}.cat-tile__arrow{color:var(--blue);font-size:.8rem;font-weight:700}.trust-band{background:var(--navy);padding:clamp(3rem,6vw,5rem) 0}.trust-band__inner{grid-template-columns:repeat(4,1fr);gap:2rem;display:grid}.trust-item{text-align:center}.trust-item__icon-wrap{border-radius:var(--r-xl);background:#ffffff14;border:1px solid #ffffff1a;justify-content:center;align-items:center;width:52px;height:52px;margin:0 auto 1rem;display:flex}.trust-item__icon-wrap svg{color:#93c5fd;width:24px;height:24px}.trust-item h3{font-family:var(--font-serif);font-size:var(--text-lg);color:var(--white);margin-bottom:.5rem;font-weight:700}.trust-item p{font-size:var(--text-sm);color:#ffffff8c;line-height:1.65}.tools-promo{background:var(--bg-2);padding:clamp(3rem,6vw,5rem) 0}.tools-promo__inner{grid-template-columns:1fr 340px;align-items:start;gap:4rem;display:grid}.tools-promo__title{font-family:var(--font-serif);font-size:var(--text-3xl);color:var(--ink);margin-bottom:.875rem;font-weight:700}.tools-promo__desc{font-size:var(--text-md);color:var(--ink-3);margin-bottom:1.5rem;line-height:1.65}.tools-promo__list{flex-direction:column;gap:.875rem;display:flex}.tools-promo__tool{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);transition:all var(--t-md);align-items:flex-start;gap:1rem;padding:1rem 1.125rem;text-decoration:none;display:flex}.tools-promo__tool:hover{border-color:var(--blue);box-shadow:var(--shadow-md);transform:translate(3px)}.tools-promo__tool-icon-wrap{border-radius:var(--r-md);background:var(--blue-light);flex-shrink:0;justify-content:center;align-items:center;width:38px;height:38px;display:flex}.tools-promo__tool-icon-wrap svg{width:18px;height:18px;color:var(--blue)}.tools-promo__tool strong{color:var(--ink);margin-bottom:2px;font-size:.9375rem;font-weight:700;display:block}.tools-promo__tool span{font-size:var(--text-xs);color:var(--muted)}.tools-cta-card{background:var(--white);border:2px solid var(--blue);border-radius:var(--r-xl);box-shadow:var(--shadow-md);padding:2rem}.tools-cta-card__headline{align-items:center;gap:.75rem;margin-bottom:.875rem;display:flex}.tools-cta-card__badge{background:var(--blue);color:var(--white);font-size:var(--text-xs);letter-spacing:.06em;text-transform:uppercase;border-radius:var(--r-full);padding:3px 9px;font-weight:800}.tools-cta-card__headline strong{font-family:var(--font-serif);font-size:var(--text-xl);color:var(--ink);font-weight:700}.tools-cta-card p{font-size:var(--text-sm);color:var(--ink-3);line-height:1.65}.newsletter-section{background:linear-gradient(135deg,#0f2942 0%,#1a3a6b 60%,#0f2942 100%);padding:clamp(3rem,6vw,5rem) 0;position:relative;overflow:hidden}.newsletter-section__inner{text-align:center;max-width:580px;margin:0 auto}.newsletter-section__label{font-size:var(--text-xs);letter-spacing:.1em;text-transform:uppercase;color:#93c5fd;margin-bottom:.875rem;font-weight:700}.newsletter-section__title{font-family:var(--font-serif);font-size:var(--text-3xl);color:var(--white);letter-spacing:-.02em;margin-bottom:1rem;font-weight:700}.newsletter-section__sub{font-size:var(--text-md);color:#ffffffb3;margin-bottom:2rem;line-height:1.65}.newsletter-form{gap:.625rem;display:flex}.newsletter-form__input{border-radius:var(--r-md);color:var(--white);font-size:max(16px, var(--text-sm));min-height:44px;transition:border-color var(--t);background:#ffffff14;border:1.5px solid #ffffff26;flex:1;padding:.75rem 1rem}.newsletter-form__input::placeholder{color:#fff9}.newsletter-form__input:focus{background:#ffffff1f;border-color:#ffffff80;outline:none}.newsletter-disclaimer{font-size:var(--text-xs);color:#ffffff8c;margin-top:.875rem}[inert],[inert] *{pointer-events:none;-webkit-user-select:none;user-select:none}.site-footer{color:#ffffffb3;font-family:var(--font-sans);background:#0f2942;border-top:1px solid #ffffff12}.site-footer__grid{grid-template-columns:2fr 1fr 1fr 1fr;align-items:start;gap:3rem 2.5rem;display:grid}.footer-brand__logo{align-items:center;gap:.625rem;margin-bottom:1rem;text-decoration:none;display:flex}.footer-brand__logo-mark{border-radius:var(--r-md);width:32px;height:32px;color:var(--white);font-family:var(--font-serif);background:#ffffff1a;border:1px solid #ffffff26;flex-shrink:0;justify-content:center;align-items:center;font-size:1rem;font-weight:700;display:flex}.footer-brand__logo-text{color:var(--white);font-size:.9375rem;font-weight:800}.footer-brand__logo-text span{color:#93c5fd}.footer-brand__desc{font-size:var(--text-sm);color:#ffffff9e;margin-bottom:1.25rem;line-height:1.7}.footer-brand__disc{font-size:var(--text-xs);color:#ffffff8c;border-radius:var(--r-md);background:#ffffff0d;border:1px solid #ffffff14;padding:.875rem;line-height:1.65}.footer-col h4{font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:#ffffff94;margin-bottom:1.125rem;font-weight:700}.footer-col ul{padding:0;list-style:none}.footer-col li{margin-bottom:.625rem}.footer-col a{font-size:var(--text-sm);color:#ffffff9e;transition:color var(--t);text-decoration:none}.footer-col a:hover{color:var(--white)}.site-footer__bottom{border-top:1px solid #ffffff14;padding:1.25rem 0}.site-footer__bottom-in{font-size:var(--text-xs);color:#fff9;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem;display:flex}.footer-legal{gap:.875rem;display:flex}.footer-legal a{color:#fff9;text-decoration:none}.footer-legal a:hover{color:#ffffffd9}.form-group{flex-direction:column;gap:.375rem;display:flex}.form-label{color:var(--ink-2);letter-spacing:.06em;text-transform:uppercase;align-items:center;gap:.375rem;font-size:.8125rem;font-weight:700;display:flex}.form-label small{color:var(--muted);text-transform:none;letter-spacing:0;font-size:.75rem;font-weight:500}.form-label .label-badge{color:var(--blue);letter-spacing:.04em;background:#eff6ff;border-radius:4px;align-items:center;padding:.1rem .4rem;font-size:.65rem;font-weight:700;display:inline-flex}.input-wrap{align-items:center;display:flex;position:relative}.input-wrap .input-prefix,.input-wrap .input-suffix{color:var(--muted);pointer-events:none;-webkit-user-select:none;user-select:none;z-index:1;font-size:.9375rem;font-weight:700;line-height:1;position:absolute;top:50%;transform:translateY(-50%)}.input-wrap .input-prefix{left:.875rem}.input-wrap .input-suffix{right:.875rem}.input-wrap .form-input{flex:1}.input-wrap.has-prefix .form-input{padding-left:1.875rem}.input-wrap.has-suffix .form-input{padding-right:2.25rem}.form-input{border:1.5px solid var(--border-2);border-radius:var(--r-md);background:var(--white);width:100%;color:var(--ink);min-height:48px;transition:border-color var(--t), box-shadow var(--t), background var(--t);appearance:none;padding:.75rem 1rem;font-size:max(16px,.9375rem);font-weight:500}.form-input:hover:not(:focus){border-color:#94a3b8}.form-input:focus{border-color:var(--blue);background:#fafcff;outline:none;box-shadow:0 0 0 3px #1a56a821}.form-input::placeholder{color:var(--muted);font-weight:400}.form-input[readonly]{background:var(--bg-2);cursor:default;border-color:var(--border);color:var(--ink-3)}.form-input:disabled{background:var(--bg);color:var(--muted);cursor:not-allowed;border-color:var(--border)}select.form-input{cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748b' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-position:right .75rem center;background-repeat:no-repeat;background-size:16px;min-height:48px;padding-right:2.5rem;font-size:max(16px,.9375rem)}select.form-input:focus{border-color:var(--blue);box-shadow:0 0 0 3px #1a56a821}textarea.form-input{resize:vertical;min-height:120px;padding:.875rem 1rem;font-size:max(16px,.9375rem);line-height:1.6}.form-hint{color:var(--muted);align-items:flex-start;gap:.3rem;margin-top:.25rem;font-size:.75rem;line-height:1.4;display:flex}.form-hint:before{content:"";background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%2394a3b8'%3E%3Cpath fill-rule='evenodd' d='M18 10a8 8 0 11-16 0 8 8 0 0116 0zm-7-4a1 1 0 11-2 0 1 1 0 012 0zM9 9a1 1 0 000 2v3a1 1 0 001 1h1a1 1 0 100-2v-3a1 1 0 00-1-1H9z' clip-rule='evenodd'/%3E%3C/svg%3E") 50%/contain no-repeat;flex-shrink:0;width:12px;height:12px;margin-top:1px;display:inline-block}input[type=range].form-range{appearance:none;background:var(--border-2);cursor:pointer;width:100%;height:6px;transition:background var(--t);border:none;border-radius:9999px;outline:none}input[type=range].form-range::-webkit-slider-thumb{appearance:none;background:var(--blue);cursor:pointer;border:3px solid #fff;border-radius:50%;width:22px;height:22px;transition:transform .15s,box-shadow .15s;box-shadow:0 1px 4px #0f294240}input[type=range].form-range::-moz-range-thumb{background:var(--blue);cursor:pointer;border:3px solid #fff;border-radius:50%;width:22px;height:22px;transition:transform .15s;box-shadow:0 1px 4px #0f294240}input[type=range].form-range:hover::-webkit-slider-thumb{transform:scale(1.15)}input[type=range].form-range:focus{outline:none}input[type=range].form-range:focus::-webkit-slider-thumb{box-shadow:0 0 0 4px #1a56a833}.range-wrap{flex-direction:column;gap:.5rem;display:flex}.range-labels{color:var(--muted);justify-content:space-between;font-size:.75rem;display:flex}.range-value{background:var(--blue);color:#fff;border-radius:9999px;justify-content:center;align-self:flex-start;align-items:center;min-width:60px;padding:.2rem .65rem;font-size:.8125rem;font-weight:700;display:inline-flex}.radio-tabs{background:var(--bg-2);border-radius:10px;gap:4px;margin-bottom:1.75rem;padding:4px;display:flex}.radio-tab{color:var(--muted);cursor:pointer;transition:background var(--t), color var(--t), box-shadow var(--t);-webkit-user-select:none;user-select:none;border-radius:7px;flex:1;justify-content:center;align-items:center;gap:.4rem;padding:.625rem 1rem;font-size:.875rem;font-weight:600;display:flex}.radio-tab input[type=radio]{display:none}.radio-tab.is-active,.radio-tab:has(input:checked){color:var(--navy);box-shadow:0 1px 4px #0f29421a, 0 0 0 1px var(--border);background:#fff}.form-check{cursor:pointer;-webkit-user-select:none;user-select:none;align-items:center;gap:.625rem;display:flex}.form-check input[type=checkbox]{border:1.5px solid var(--border-2);background:var(--white);width:18px;height:18px;accent-color:var(--blue);cursor:pointer;transition:border-color var(--t);border-radius:4px;flex-shrink:0}.form-check input[type=checkbox]:focus-visible{outline:2px solid var(--blue);outline-offset:2px}.form-check__label{color:var(--ink-3);font-size:.9rem;font-weight:500}.form-grid{grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1.25rem;display:grid}.form-row{align-items:flex-end;gap:.875rem;margin-bottom:1rem;display:flex}@media (width<=480px){.form-grid{grid-template-columns:1fr;gap:.75rem}}.form-input.is-invalid{border-color:#ef4444!important;box-shadow:0 0 0 3px #ef44441a!important}.form-input.is-valid{border-color:#22c55e}.form-group.is-focused .form-label{color:var(--blue)}.form-group.has-value .form-label{color:var(--ink-2)}input[type=range].form-range{background:var(--border-2)}.callout{border-radius:var(--r-lg);margin:1.5rem 0;padding:1.125rem 1.5rem}.callout--info,.callout--key{background:var(--blue-light);border-left:4px solid var(--blue);border-radius:0 var(--r-lg) var(--r-lg) 0}.callout--warn{background:var(--amber-light);border-left:4px solid var(--amber);border-radius:0 var(--r-lg) var(--r-lg) 0}.callout--success{background:var(--green-light);border-left:4px solid var(--green);border-radius:0 var(--r-lg) var(--r-lg) 0}.callout__label{font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:.5rem;font-weight:800;display:block}.callout--warn .callout__label{color:var(--amber)}.callout--success .callout__label{color:var(--green)}.callout p{font-size:var(--text-sm);color:var(--ink-2);margin:0;line-height:1.65}.callout a{color:var(--blue);font-weight:600}.post-hero{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);padding:clamp(2rem,4vw,3.5rem) 0 clamp(2.5rem,5vw,4rem);position:relative;overflow:hidden}.post-hero__inner{max-width:760px;position:relative}.post-hero__meta{flex-wrap:wrap;align-items:center;gap:.75rem;margin-bottom:1rem;display:flex}.post-hero__read{color:#ffffffbf;border-radius:var(--r-full);background:#ffffff1f;border:1px solid #fff3;padding:.25rem .625rem;font-size:.8rem;font-weight:600}.post-hero__title{font-family:var(--font-serif);color:var(--white);letter-spacing:-.025em;margin-bottom:.875rem;font-size:clamp(1.625rem,4vw,2.75rem);font-weight:700;line-height:1.15}.post-hero__desc{color:#ffffffad;max-width:640px;margin-bottom:1.5rem;font-size:clamp(.9375rem,2vw,1.0625rem);line-height:1.65}.post-hero__byline{flex-wrap:wrap;align-items:flex-start;gap:1rem;margin-top:1.5rem;display:flex}.post-hero__avatar{background:var(--blue);width:40px;height:40px;color:var(--white);font-family:var(--font-serif);border:2px solid #fff3;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:.875rem;font-weight:700;display:flex}.post-hero__byline-text{flex:1}.post-hero__author{color:#ffffffe6;font-size:.9375rem;font-weight:700;text-decoration:none}.post-hero__author:hover{color:#fff;text-decoration:underline}.post-hero__stats{color:#fff9;flex-wrap:wrap;align-items:center;gap:.5rem;margin-top:.25rem;font-size:.8125rem;display:flex}.post-hero__updated{color:#fff9;cursor:help;font-size:.75rem;position:relative}.post-hero__trust{flex-wrap:wrap;align-items:center;gap:.375rem;margin-top:.125rem;display:flex}.post-hero__badges{flex-wrap:wrap;gap:.5rem;margin-top:.625rem;display:flex}.trust-pill{letter-spacing:.04em;border-radius:var(--r-full);color:#ffffffe6;background:#ffffff26;border:1px solid #ffffff40;align-items:center;gap:.3rem;padding:.2rem .55rem;font-size:.7rem;font-weight:700;display:inline-flex}.trust-pill svg{opacity:.9;flex-shrink:0}.post-layout{padding:clamp(2.5rem,5vw,4rem) 0 clamp(3rem,6vw,5rem)}.post-layout__inner{grid-template-columns:1fr 300px;align-items:start;gap:2.5rem;min-height:600px;display:grid}.post-content{font-size:var(--text-base);max-width:68ch;line-height:1.8}.post-tags{flex-wrap:wrap;gap:.5rem;margin:2rem 0;display:flex}.post-article{min-width:0}.prose{color:var(--ink-2);max-width:68ch;font-size:clamp(1rem,1.5vw,1.0625rem);line-height:1.8}.prose h2{font-family:var(--font-serif);color:var(--ink);letter-spacing:-.02em;margin:2.5rem 0 1rem;scroll-margin-top:80px;font-size:clamp(1.375rem,3vw,1.875rem);font-weight:700;line-height:1.25}.prose h3{font-family:var(--font-serif);color:var(--ink);margin:2rem 0 .75rem;scroll-margin-top:80px;font-size:clamp(1.125rem,2vw,1.375rem);font-weight:700;line-height:1.3}.prose h4{font-size:var(--text-lg);color:var(--ink);margin:1.5rem 0 .625rem;font-weight:600}.prose p{font-size:var(--text-base);color:var(--ink-2);margin-bottom:1.25rem;line-height:1.8}.prose ul,.prose ol{flex-direction:column;gap:.375rem;margin:1.25rem 0;padding-left:1.5rem;display:flex}.prose li{color:var(--ink-2);line-height:1.75;font-size:var(--text-base);margin-bottom:.5rem}.prose a{color:var(--blue);text-underline-offset:2px;font-weight:500;text-decoration:underline 1px}.prose a:hover{color:var(--blue-hover)}.prose strong{color:var(--ink);font-weight:700}.prose blockquote{border-left:4px solid var(--blue);background:var(--blue-light);border-radius:0 var(--r-md) var(--r-md) 0;margin:1.5rem 0;padding:.875rem 1.25rem}.prose blockquote p{color:var(--ink-2);font-size:var(--text-md);margin:0;font-style:italic}.prose table{border-collapse:collapse;width:100%;font-size:var(--text-sm);margin:1.75rem 0;display:block;overflow-x:auto}.prose thead th{background:var(--navy);color:var(--white);text-align:left;letter-spacing:.04em;white-space:nowrap;padding:.625rem .875rem;font-size:.8125rem;font-weight:700}.prose tbody td{border-bottom:1px solid var(--border);color:var(--ink-2);padding:.625rem .875rem;line-height:1.5}.prose tbody tr:nth-child(2n) td{background:var(--bg)}.prose tbody tr:last-child td{border-bottom:none}.prose td{border-bottom:1px solid var(--border);color:var(--ink-2);padding:.75rem 1rem}.prose tr:last-child td{border-bottom:none}.prose tr:nth-child(2n) td{background:var(--bg)}.prose code{background:var(--bg-2);color:var(--navy);border-radius:var(--r-sm);font-family:var(--font-mono);padding:.125rem .375rem;font-size:.875em}.prose pre{background:var(--navy);color:#e2e8f0;border-radius:var(--r-lg);margin:1.5rem 0;padding:1.25rem 1.5rem;overflow-x:auto}.prose pre code{color:inherit;background:0 0;padding:0}.prose hr{border:none;border-top:1px solid var(--border);margin:2.5rem 0}.post-content h2,.post-content h3{scroll-margin-top:80px}.heading-anchor{opacity:0;vertical-align:middle;color:var(--ink-3);align-items:center;margin-left:.5rem;transition:opacity .2s;display:inline-flex}h2:hover .heading-anchor,h3:hover .heading-anchor{opacity:1}.toc{background:var(--bg-2);border:1px solid var(--border);border-radius:var(--r-xl);margin-bottom:2rem;padding:1.25rem 1.5rem}.toc__title{letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:.75rem;font-size:.75rem;font-weight:800}.toc ol{flex-direction:column;gap:.375rem;margin:0;padding-left:1.25rem;display:flex}.toc li{font-size:.9rem}.toc a{color:var(--blue);font-weight:500;text-decoration:none}.toc a:hover{text-decoration:underline}.toc-sidebar{font-size:var(--text-sm);max-height:none;overflow:visible}.toc__list{flex-direction:column;gap:.25rem;margin:0;padding:0;list-style:none;display:flex}.toc__item--sub .toc__link{color:var(--muted);padding-left:1rem;font-size:.8125rem}.toc__link{color:var(--ink-3);border-radius:var(--r-sm);transition:all var(--t);padding:.3rem .5rem;font-weight:500;line-height:1.45;text-decoration:none;display:block}.toc__link:hover{color:var(--blue);background:var(--blue-light)}.toc__link--active{color:var(--blue);background:var(--blue-light);border-left:2px solid var(--blue);font-weight:600}.author-card{background:var(--bg-2);border:1px solid var(--border);border-radius:var(--r-xl);align-items:flex-start;gap:1.25rem;margin:2rem 0;padding:1.5rem;display:flex}.author-card__img{background:var(--navy);width:64px;height:64px;color:var(--white);font-family:var(--font-serif);border:3px solid var(--border);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:1.5rem;font-weight:700;display:flex;overflow:hidden}.author-card__label{font-size:var(--text-xs);color:var(--ink-3);text-transform:uppercase;letter-spacing:.08em;margin-bottom:.25rem;font-weight:700}.author-card__name{font-family:var(--font-serif);color:var(--ink);margin-bottom:.375rem;font-size:1.125rem;font-weight:700}.author-card__name a{color:inherit;text-decoration:none}.author-card__name a:hover{color:var(--blue)}.author-card__cred{flex-wrap:wrap;gap:.375rem;margin-bottom:.625rem;display:flex}.author-card__bio{font-size:var(--text-sm);color:var(--ink-3);margin:0;line-height:1.65}.post-action-bar{border-top:1px solid var(--border);border-bottom:1px solid var(--border);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:1rem;margin:1.75rem 0;padding:1.25rem 0;display:flex}.post-action-bar__label{color:var(--ink-3);font-size:.9rem;font-weight:600}.post-action-bar__btns{flex-wrap:wrap;gap:.625rem;display:flex}.btn--outline{border:1.5px solid var(--border-2);color:var(--blue);background:0 0}.btn--outline:hover{background:var(--blue-light);border-color:var(--blue)}.post-sidebar{top:calc(var(--header-h) + 1.5rem);flex-direction:column;gap:1.25rem;display:flex;position:sticky}.sidebar-card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-xs);padding:1.25rem 1.5rem}.sidebar-card--sticky{max-height:calc(100vh - 7rem);position:sticky;top:5rem;overflow-y:auto}.sidebar-card--nl{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;border-color:#0000}.sidebar-card__title{font-size:var(--text-xs);letter-spacing:.07em;text-transform:uppercase;color:var(--ink-3);border-bottom:1px solid var(--border);margin-bottom:.875rem;padding-bottom:.625rem;font-weight:800}.sidebar-card--nl .sidebar-card__title{color:#fff9;border-color:#ffffff1a}.sidebar-nl__icon{border-radius:var(--r-md);background:#ffffff1a;justify-content:center;align-items:center;width:36px;height:36px;margin-bottom:.75rem;display:flex}.sidebar-nl__title{font-family:var(--font-serif);color:#fff;margin-bottom:.375rem;font-size:1.0625rem;font-weight:700}.sidebar-nl__sub{color:#fff9;margin-bottom:1rem;font-size:.8125rem;line-height:1.55}.sidebar-nl__sub+form .form-input{color:#fff;background:#ffffff14;border-color:#ffffff26}.sidebar-nl__sub+form .form-input::placeholder{color:#fff9}.sidebar-tools{flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.sidebar-tools li{border-bottom:1px solid var(--border)}.sidebar-tools li:last-child{border-bottom:none}.sidebar-tools a{color:var(--blue);transition:color var(--t), padding-left .15s;align-items:center;gap:.625rem;padding:.625rem 0;font-size:.8125rem;font-weight:500;text-decoration:none;display:flex}.sidebar-tools a:hover{color:var(--blue-hover);padding-left:.25rem;text-decoration:underline}.sidebar-tools__icon{width:14px;height:14px;color:var(--muted);flex-shrink:0}.toc-sidebar ol{flex-direction:column;gap:.375rem;margin:0;padding-left:1.25rem;list-style:decimal;display:flex}.toc-sidebar li{font-size:.8125rem;line-height:1.4}.toc-sidebar a{color:var(--blue);font-weight:500;text-decoration:none;transition:all .15s;display:block}.toc-sidebar a:hover{color:var(--navy)}.page-hero{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);padding:clamp(2rem,4vw,3.5rem) 0 2rem}.page-hero h1{font-family:var(--font-serif);color:var(--white);letter-spacing:-.02em;margin:.75rem 0 .625rem;font-size:clamp(1.5rem,4vw,2.5rem)}.page-hero .hero-desc{color:#ffffffb8;max-width:560px;font-size:clamp(.9375rem,2vw,1.0625rem)}.breadcrumb{color:#fff9;align-items:center;gap:.375rem;font-size:.8125rem;font-weight:500;text-decoration:none;display:inline-flex}.breadcrumb:hover{color:#fffc}.layout-calc{grid-template-columns:1fr 260px;align-items:start;gap:3rem;padding:clamp(1.5rem,4vw,3rem) 0 clamp(2.5rem,5vw,5rem);display:grid}.calc-main{flex-direction:column;gap:2rem;display:flex}.calc-sidebar{flex-direction:column;gap:1.5rem;display:flex}.calc-card{background:var(--white);border:1px solid var(--border);border-top:3px solid var(--blue);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);padding:2rem}.calc-card__header{align-items:flex-start;gap:1rem;margin-bottom:1.75rem;display:flex}.calc-card__icon-wrap{border-radius:var(--r-md);background:var(--blue-light);border:1px solid var(--blue-pale);flex-shrink:0;justify-content:center;align-items:center;width:44px;height:44px;display:flex}.calc-card__icon-wrap svg{width:22px;height:22px;color:var(--blue)}.calc-card__title{font-family:var(--font-serif);color:var(--ink);margin-bottom:.375rem;font-size:clamp(1.25rem,3vw,1.625rem);font-weight:700}.calc-card__desc{color:var(--ink-3);margin:0;font-size:.9rem;line-height:1.6}.calc-result{background:var(--navy);border-radius:var(--r-xl);margin-top:1.75rem;padding:1.5rem}.calc-result__headline{border-bottom:1px solid #ffffff1a;flex-direction:column;gap:.25rem;margin-bottom:1.25rem;padding-bottom:1rem;display:flex}.calc-result__label{letter-spacing:.08em;text-transform:uppercase;color:#fff9;font-size:.75rem;font-weight:700}.calc-result__value{font-family:var(--font-serif);color:#6ee7b7;letter-spacing:-.03em;font-size:clamp(1.75rem,5vw,2.5rem);font-weight:700;line-height:1.05}.calc-result__rows,.result-rows{flex-direction:column;display:flex}.result-row{border-bottom:1px solid #ffffff12;justify-content:space-between;align-items:center;gap:1rem;padding:.75rem 0;display:flex}.result-row:last-child{border-bottom:none}.result-row__label{color:#ffffffb3;font-size:.9375rem}.result-row__value{color:var(--white);text-align:right;font-size:1rem;font-weight:700}.result-row__value--accent{color:#93c5fd}.result-row__value--green{color:#6ee7b7}.explainer{background:var(--white);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-xs);padding:2rem}.explainer h2{font-family:var(--font-serif);color:var(--ink);margin-bottom:.875rem;font-size:clamp(1.25rem,3vw,1.625rem);font-weight:700}.explainer p{color:var(--ink-3);margin-bottom:1.25rem;font-size:.9375rem;line-height:1.75}.sidebar-widget{background:var(--white);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem}.sidebar-widget--accent{background:var(--blue-light);border-color:var(--blue-pale)}.sidebar-widget h3{letter-spacing:.07em;text-transform:uppercase;color:var(--ink-3);border-bottom:1px solid var(--border);margin-bottom:.875rem;padding-bottom:.625rem;font-size:.6875rem;font-weight:800}.sidebar-links{padding:0;list-style:none}.sidebar-links li{margin-bottom:.5rem}.sidebar-links a{color:var(--blue);align-items:center;gap:.5rem;font-size:.875rem;font-weight:500;text-decoration:none;transition:color .15s,padding-left .15s;display:flex}.sidebar-links a:hover{color:var(--blue-hover);padding-left:.25rem;text-decoration:underline}.rule-grid{grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.25rem 0;display:grid}.rule-tile{border-radius:var(--r-lg);padding:1.25rem}.rule-tile--needs{background:#fffbeb;border-top:4px solid #f59e0b}.rule-tile--wants{background:#eff6ff;border-top:4px solid #3b82f6}.rule-tile--savings{background:#f0fdf4;border-top:4px solid #10b981}.rule-tile__pct{font-size:2rem;font-weight:900;font-family:var(--font-serif);color:var(--ink);margin-bottom:.25rem;line-height:1}.rule-tile strong{margin-bottom:.5rem;font-size:.9375rem;display:block}.rule-tile ul{color:var(--ink-3);margin:0;padding-left:1.25rem;font-size:.8125rem;line-height:1.8;list-style:outside}.debt-row{background:var(--bg);border:1px solid var(--border);border-radius:var(--r-lg);margin-bottom:.875rem;padding:1rem;position:relative}.debt-row__grid{grid-template-columns:2fr 1fr 1fr 1fr;gap:.75rem;display:grid}.debt-remove{border:1px solid var(--border);width:28px;height:28px;color:var(--muted);cursor:pointer;transition:all var(--t);background:0 0;border-radius:50%;justify-content:center;align-items:center;display:flex;position:absolute;top:.625rem;right:.625rem}.debt-remove:hover{color:#dc2626;background:#fee2e2;border-color:#dc2626}.method-cards{grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:1rem;display:grid}.method-card{border-radius:var(--r-lg);transition:all var(--t);background:#ffffff12;border:1px solid #ffffff1f;padding:1.25rem}.method-card--winner{background:#6ee7b714;border-color:#6ee7b780}.method-card__head{letter-spacing:.06em;text-transform:uppercase;color:#fff9;margin-bottom:.75rem;font-size:.75rem;font-weight:800}.method-card__value{color:var(--white);font-size:1.375rem;font-weight:800;font-family:var(--font-serif);margin-bottom:.25rem}.method-card__interest{color:#ffffff8c;margin-bottom:.375rem;font-size:.8125rem}.method-card__extra{color:#6ee7b7;font-size:.75rem}.method-card--winner:after{content:"Recommended";color:#fff;border-radius:var(--r-full);letter-spacing:.04em;background:#00704a;margin-top:.5rem;padding:.2rem .5rem;font-size:.65rem;font-weight:700;display:inline-block}.debt-order-item{margin-bottom:.625rem}.debt-order-item__label{color:#ffffffb3;justify-content:space-between;margin-bottom:.25rem;font-size:.8125rem;display:flex}.debt-order-item__label strong{color:var(--white)}.debt-order-item__bar{border-radius:var(--r-full);background:#ffffff1a;height:6px;overflow:hidden}.fire-number-display{text-align:center;border-radius:var(--r-xl);background:#ffffff0f;border:1px solid #ffffff1a;margin-bottom:1.25rem;padding:1.5rem 1rem}.fire-number-display__label{letter-spacing:.08em;text-transform:uppercase;color:#fff9;margin-bottom:.5rem;font-size:.75rem;font-weight:700}.fire-number-display__value{font-family:var(--font-serif);color:#6ee7b7;letter-spacing:-.03em;font-size:clamp(2rem,6vw,3rem);font-weight:700}.bd-container{flex-direction:column;gap:.375rem;display:flex}.bd-row{color:var(--ink-3);border-bottom:1px solid var(--border);justify-content:space-between;padding:.25rem 0;font-size:.8125rem;display:flex}.bd-row:last-child{border-bottom:none}.bd-row span:last-child{color:var(--ink);font-weight:600}.data-table{border-collapse:collapse;width:100%;font-size:.8125rem}.data-table th{background:var(--bg-2);color:var(--ink);text-align:left;letter-spacing:.04em;text-transform:uppercase;border-bottom:2px solid var(--border);padding:.5rem .75rem;font-size:.6875rem;font-weight:700}.data-table td{border-bottom:1px solid var(--border);color:var(--ink-2);padding:.5rem .75rem}.data-table tr:last-child td{border-bottom:none}.data-table-wrap{border:1px solid var(--border);border-radius:var(--r-md);max-height:280px;overflow-y:auto}.progress-track{border-radius:var(--r-full);background:#ffffff1f;height:8px;margin:.5rem 0;overflow:hidden}.progress-track--light{background:var(--bg-2)}.chart-wrap{border-top:1px solid #ffffff14;margin-top:1.25rem;padding-top:1rem}.chart-wrap--light{border-top:1px solid var(--border);margin-top:1.25rem;padding-top:1rem}.insights-box{border-radius:var(--r-lg);background:#ffffff0f;border:1px solid #ffffff1a;margin-top:1rem;padding:1rem}.insights-box ul{flex-direction:column;gap:.5rem;margin:0;padding:0;list-style:none;display:flex}.insights-box li{color:#ffffffa6;padding-left:1rem;font-size:.8125rem;line-height:1.6;position:relative}.insights-box li:before{content:"";background:#6ee7b7;border-radius:50%;width:6px;height:6px;position:absolute;top:.45rem;left:0}.insights-box--light{background:var(--blue-light);border:1px solid var(--blue-pale);border-radius:var(--r-lg);margin-top:1rem;padding:1rem}.insights-box--light ul{flex-direction:column;gap:.5rem;margin:0;padding:0;list-style:none;display:flex}.insights-box--light li{color:var(--ink-2);padding-left:1rem;font-size:.875rem;line-height:1.65;position:relative}.insights-box--light li:before{content:"";background:var(--blue);border-radius:50%;width:6px;height:6px;position:absolute;top:.45rem;left:0}.key-takeaways{border:1px solid #93c5fd;border-left:4px solid var(--blue);border-radius:var(--r-lg);page-break-inside:avoid;break-inside:avoid;background:linear-gradient(135deg,#eef4ff 0%,#f0fdf4 100%);margin:2rem 0 2.5rem;padding:1.5rem 1.75rem}.key-takeaways__title{font-family:var(--font-serif);color:var(--navy);align-items:center;gap:.5rem;margin:0 0 .875rem;font-size:1.0625rem;font-weight:700;display:flex}.key-takeaways__title:before{content:"✓";background:var(--blue);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;font-size:.75rem;font-weight:800;display:inline-flex}.key-takeaways ul{margin:0;padding:0;list-style:none}.key-takeaways ul li{color:var(--ink-2);margin-bottom:.5rem;padding-left:1.5rem;font-size:.9375rem;line-height:1.55;position:relative}.key-takeaways ul li:last-child{margin-bottom:0}.key-takeaways ul li:before{content:"→";color:var(--blue);font-weight:700;position:absolute;left:0}.callout-tip,.callout-warning,.callout-info,.callout-stat{border-radius:0 var(--r-lg) var(--r-lg) 0;margin:1.5rem 0;padding:1rem 1.25rem;position:relative}.callout-tip{background:#f0fdf4;border-left:4px solid #22c55e}.callout-warning{background:#fffbeb;border-left:4px solid #f59e0b}.callout-info{background:var(--blue-light);border-left:4px solid var(--blue)}.callout-tip:before{content:"Tip";letter-spacing:.08em;text-transform:uppercase;color:#16a34a;margin-bottom:.375rem;font-size:.6875rem;font-weight:800;display:block}.callout-warning:before{content:"Important";letter-spacing:.08em;text-transform:uppercase;color:#d97706;margin-bottom:.375rem;font-size:.6875rem;font-weight:800;display:block}.callout-info:before{content:"Good to Know";letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:.375rem;font-size:.6875rem;font-weight:800;display:block}.callout-stat{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);border-radius:var(--r-xl);text-align:center;border-left:none;padding:1.5rem}.callout-stat .stat-number{font-family:var(--font-serif);color:#6ee7b7;margin-bottom:.25rem;font-size:clamp(2rem,5vw,3rem);font-weight:700;line-height:1.1;display:block}.callout-stat .stat-label{color:#ffffffa6;font-size:.875rem}.callout-stat .stat-source{color:#ffffff8c;margin-top:.375rem;font-size:.75rem;display:block}.stat-row{grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.75rem 0;display:grid}.stat-card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-xl);text-align:center;box-shadow:var(--shadow-xs);padding:1.25rem}.stat-card__num{font-family:var(--font-serif);color:var(--blue);margin-bottom:.375rem;font-size:1.875rem;font-weight:700;line-height:1}.stat-card__label{color:var(--ink-3);font-size:.8125rem;line-height:1.4}.compare-table{border-collapse:collapse;width:100%;margin:1.5rem 0;font-size:.9rem}.compare-table th{background:var(--navy);color:var(--white);text-align:left;letter-spacing:.04em;padding:.75rem 1rem;font-size:.8125rem;font-weight:700}.compare-table th:first-child{border-radius:var(--r-md) 0 0 0}.compare-table th:last-child{border-radius:0 var(--r-md) 0 0}.compare-table td{border-bottom:1px solid var(--border);color:var(--ink-2);vertical-align:top;padding:.75rem 1rem;line-height:1.5}.compare-table tr:last-child td{border-bottom:none}.compare-table tr:nth-child(2n) td{background:var(--bg)}.compare-table td:first-child{color:var(--ink);font-weight:600}.compare-table .winner{color:var(--green);font-weight:700}.compare-table .loser{color:var(--muted)}.rate-table{border-collapse:collapse;border:1px solid var(--border);border-radius:var(--r-xl);width:100%;margin:1.5rem 0;overflow:hidden}.rate-table thead{background:var(--bg-2)}.rate-table th{text-align:left;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);border-bottom:2px solid var(--border);padding:.75rem 1rem;font-size:.75rem;font-weight:700}.rate-table td{border-bottom:1px solid var(--border);color:var(--ink-2);padding:.875rem 1rem;font-size:.9rem}.rate-table tr:last-child td{border-bottom:none}.rate-table .rate-highlight{font-family:var(--font-serif);color:var(--green);font-size:1.125rem;font-weight:700}.rate-table .badge-best{background:var(--green);color:#fff;border-radius:var(--r-full);vertical-align:middle;margin-left:.375rem;padding:.15rem .5rem;font-size:.6875rem;font-weight:700}.steps{counter-reset:step-counter;margin:1.5rem 0;padding:0;list-style:none}.steps li{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);counter-increment:step-counter;margin-bottom:.875rem;padding:.875rem 1rem .875rem 3.75rem;line-height:1.65;position:relative}.steps li:before{content:counter(step-counter);background:var(--blue);color:#fff;width:28px;height:28px;font-size:.8125rem;font-weight:800;font-family:var(--font-sans);border-radius:50%;justify-content:center;align-items:center;display:flex;position:absolute;top:50%;left:.875rem;transform:translateY(-50%)}.steps li strong{color:var(--ink);margin-bottom:.25rem;font-size:.9375rem;display:block}.pro-con{grid-template-columns:1fr 1fr;gap:1rem;margin:1.5rem 0;display:grid}.pro-col,.con-col{border-radius:var(--r-lg);padding:1.25rem}.pro-col{background:#f0fdf4;border:1px solid #bbf7d0}.con-col{background:#fff1f2;border:1px solid #fecdd3}.pro-col h4,.con-col h4{letter-spacing:.06em;text-transform:uppercase;margin:0 0 .75rem;font-size:.8125rem;font-weight:800}.pro-col h4{color:#16a34a}.con-col h4{color:#dc2626}.pro-col ul,.con-col ul{flex-direction:column;gap:.375rem;margin:0;padding:0;list-style:none;display:flex}.pro-col li,.con-col li{padding-left:1.25rem;font-size:.875rem;line-height:1.6;position:relative}.pro-col li:before{content:"✓";color:#16a34a;font-weight:700;position:absolute;left:0}.con-col li:before{content:"✗";color:#dc2626;font-weight:700;position:absolute;left:0}.calc-cta{background:linear-gradient(135deg, var(--navy) 0%, var(--navy-2) 100%);border-radius:var(--r-xl);color:inherit;transition:transform var(--t), box-shadow var(--t);align-items:center;gap:1rem;margin:2rem 0;padding:1.25rem 1.5rem;text-decoration:none;display:flex}.calc-cta:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.calc-cta__icon{border-radius:var(--r-md);background:#ffffff1a;flex-shrink:0;justify-content:center;align-items:center;width:44px;height:44px;display:flex}.calc-cta__icon svg{color:#6ee7b7;width:22px;height:22px}.calc-cta__body{flex:1}.calc-cta__label{letter-spacing:.06em;text-transform:uppercase;color:#fff9;margin-bottom:.25rem;font-size:.75rem;font-weight:700}.calc-cta__title{color:var(--white);margin-bottom:.125rem;font-size:1rem;font-weight:700}.calc-cta__desc{color:#ffffff8c;font-size:.8125rem}.calc-cta__arrow{color:#ffffff8c;flex-shrink:0;font-size:1.25rem}.faq{flex-direction:column;gap:.5rem;margin:1.5rem 0;display:flex}.faq-item{border:1px solid var(--border);border-radius:var(--r-lg);overflow:hidden}.faq-item details summary{color:var(--ink);cursor:pointer;justify-content:space-between;align-items:center;gap:1rem;padding:1rem 1.25rem;font-size:.9375rem;font-weight:600;list-style:none;display:flex}.faq-item details summary:after{content:"+";color:var(--blue);transition:transform var(--t);flex-shrink:0;font-size:1.25rem;line-height:1}.faq-item details[open] summary:after{content:"−"}.faq-item details summary::-webkit-details-marker{display:none}.faq-item details .faq-body{color:var(--ink-3);border-top:1px solid var(--border);padding:.75rem 1.25rem 1.25rem;font-size:.9375rem;line-height:1.7}.related-posts{grid-template-columns:1fr 1fr;gap:1rem;margin:2rem 0;display:grid}.related-post-card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);color:inherit;transition:all var(--t);padding:1rem 1.25rem;text-decoration:none;display:block}.related-post-card:hover{border-color:var(--blue);box-shadow:var(--shadow-sm);transform:translateY(-1px)}.related-post-card__cat{letter-spacing:.06em;text-transform:uppercase;color:var(--blue);margin-bottom:.375rem;font-size:.6875rem;font-weight:700}.related-post-card__title{color:var(--ink);font-size:.9375rem;font-weight:600;line-height:1.4}.reading-progress-sidebar{display:none}@media (width>=1024px){.reading-progress-sidebar{display:block;position:sticky;top:2rem}}.roadmap{flex-direction:column;gap:0;display:flex;position:relative}.roadmap:before{content:"";background:linear-gradient(to bottom, var(--blue), var(--border));z-index:0;width:2px;position:absolute;top:24px;bottom:24px;left:19px}.roadmap-step{z-index:1;align-items:flex-start;gap:1.25rem;padding:1.25rem 0;display:flex;position:relative}.roadmap-step+.roadmap-step{border-top:1px solid var(--border)}.roadmap-step__num{background:var(--blue);color:#fff;width:40px;height:40px;font-size:1rem;font-weight:900;font-family:var(--font-serif);box-shadow:0 0 0 4px var(--white), 0 0 0 5px var(--border);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:flex}.roadmap-step__body{flex:1;padding-top:.375rem}.roadmap-step__body strong{color:var(--ink);margin-bottom:.375rem;font-size:1.0625rem;font-weight:700;display:block}.roadmap-step__body p{color:var(--ink-3);margin:.375rem 0 .75rem;font-size:.9375rem;line-height:1.65}.roadmap-step__link{color:var(--blue);font-size:.875rem;font-weight:600;text-decoration:none}.roadmap-step__link:hover{text-decoration:underline}.about-author-card{background:var(--white);border:1px solid var(--border);border-top:3px solid var(--blue);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);align-items:flex-start;gap:1.5rem;margin-bottom:2.5rem;padding:1.75rem;display:flex}.about-author-card__avatar{flex-shrink:0}.about-author-card__avatar svg{border-radius:50%;display:block}.about-author-card__body{flex:1}.about-author-card__name{font-family:var(--font-serif);color:var(--ink);margin-bottom:.25rem;font-size:1.375rem;font-weight:700}.about-author-card__title{color:var(--muted);margin-bottom:.75rem;font-size:.875rem}.about-author-card__creds{flex-wrap:wrap;gap:.375rem;margin-bottom:.875rem;display:flex}.about-author-card__bio{color:var(--ink-3);margin:0;font-size:.9rem;line-height:1.7}.cred-badge{color:#00704a;border-radius:var(--r-full);background:#f0fdf4;border:1px solid #bbf7d0;align-items:center;gap:.3rem;padding:.25rem .625rem;font-size:.75rem;font-weight:600;display:inline-flex}.about-stat-grid{background:var(--bg-2);border-radius:var(--r-xl);border:1px solid var(--border);grid-template-columns:repeat(4,1fr);gap:1rem;margin:2rem 0;padding:1.5rem;display:grid}.about-stat{text-align:center}.about-stat__num{font-family:var(--font-serif);color:var(--blue);margin-bottom:.25rem;font-size:1.875rem;font-weight:700}.about-stat__label{color:var(--ink-2);font-size:.8125rem;line-height:1.45}.icon-wrap{flex-shrink:0;justify-content:center;align-items:center;display:inline-flex}@media (hover:none){.card:hover,.cat-tile:hover,.btn--primary:hover,.btn--secondary:hover,.btn--white:hover,.tools-promo__tool:hover{transform:none}}@media (width<=959px){.hero__inner{grid-template-columns:1fr}.hero__cards{display:none}.hero__sub{max-width:100%}}@media (width<=639px){.hero{padding:clamp(2rem,6vw,3rem) 0 clamp(1.75rem,5vw,2.5rem)}.hero__h1{letter-spacing:-.02em;font-size:clamp(1.75rem,7vw,2.5rem)}.hero__sub{margin-bottom:1.5rem;font-size:clamp(.9375rem,2.5vw,1rem)}.hero__btns{flex-direction:column;gap:.625rem}.hero__btns .btn{justify-content:center;width:100%;min-height:48px}.hero__eyebrow{margin-bottom:1rem}.hero__trust{gap:.5rem}.chips-bar{padding:.5rem 0}.chips-bar__inner{flex-wrap:nowrap;gap:.375rem;padding-bottom:3px}.chips-bar__label{display:none}.chip{flex-shrink:0;padding:.3125rem .75rem;font-size:clamp(.6875rem,2vw,.8125rem)}}@media (width<=959px){.grid-3{grid-template-columns:repeat(2,1fr)}}@media (width<=639px){.grid-3{grid-template-columns:1fr}}@media (width<=959px){.cat-grid{grid-template-columns:repeat(3,1fr)}}@media (width<=639px){.cat-grid{grid-template-columns:repeat(2,1fr)}}@media (width<=399px){.cat-grid{grid-template-columns:1fr}}@media (width<=959px){.trust-band__inner{grid-template-columns:repeat(2,1fr);gap:1.5rem}}@media (width<=559px){.trust-band__inner{grid-template-columns:1fr;gap:1.25rem}.trust-item{text-align:left;align-items:flex-start;gap:1rem;display:flex}.trust-item__icon-wrap{flex-shrink:0;margin:0}.trust-item h3{margin-bottom:.25rem;font-size:clamp(1rem,3.5vw,1.125rem)}}@media (width<=959px){.tools-promo__inner{grid-template-columns:1fr;gap:2rem}.tools-cta-card{max-width:480px}}@media (width<=639px){.tools-cta-card{max-width:100%}.section-hdr{flex-direction:column;align-items:flex-start;gap:.375rem}.section-hdr__title{font-size:clamp(1.375rem,5vw,1.875rem)}}@media (width<=959px){.post-layout__inner{grid-template-columns:1fr}.post-sidebar{display:none}}@media (width<=639px){.post-hero{padding:clamp(1.75rem,5vw,2.5rem) 0}.post-hero__title{font-size:clamp(1.5rem,5.5vw,2rem)}.post-hero__desc{font-size:clamp(.9375rem,2.5vw,1rem)}.post-hero__meta{gap:.5rem}.author-card{flex-direction:column;gap:1rem}.post-tags{gap:.375rem}}@media (width<=959px){.layout-calc{grid-template-columns:1fr;gap:2rem;padding:2rem 0 3rem}.calc-sidebar{display:none}}@media (width<=639px){.calc-card{padding:1.25rem}.calc-card__title{font-size:clamp(1.25rem,4.5vw,1.625rem)}.calc-card__header{gap:.75rem}.form-grid{grid-template-columns:1fr}.calc-result{padding:1.125rem}.calc-result__value{font-size:clamp(1.75rem,7vw,2.5rem)}.explainer{padding:1.25rem}.rule-grid{grid-template-columns:1fr}.debt-row__grid{grid-template-columns:1fr 1fr}}@media (width<=399px){.debt-row__grid{grid-template-columns:1fr}}@media (width<=479px){.method-cards{grid-template-columns:1fr}}@media (width<=559px){.newsletter-form{flex-direction:column}.newsletter-form .btn{justify-content:center;width:100%;min-height:48px}.newsletter-form__input{min-height:48px}.newsletter-section__title{font-size:clamp(1.375rem,5vw,1.875rem)}}@media (width<=959px){.site-footer__grid{grid-template-columns:1fr 1fr;gap:2.5rem 2rem}.footer-brand{grid-column:1/-1}}@media (width<=559px){.site-footer__grid{grid-template-columns:1fr;gap:2rem}.footer-brand{grid-column:unset}.footer-col a{align-items:center;min-height:44px;display:flex}.footer-col ul{flex-direction:column;gap:0;display:flex}.site-footer__bottom-in{flex-direction:column;align-items:flex-start;gap:.5rem}.footer-legal{flex-wrap:wrap;gap:.625rem}.stat-row{grid-template-columns:1fr 1fr}.pro-con,.related-posts{grid-template-columns:1fr}.about-author-card{flex-direction:column;gap:1rem}.about-stat-grid{grid-template-columns:1fr 1fr}}@media (width<=639px){.roadmap:before{left:15px}.roadmap-step__num{width:32px;height:32px;font-size:.875rem}.btn--lg{padding:.875rem 1.25rem;font-size:clamp(.9375rem,2.5vw,1rem)}.section{padding:clamp(2.5rem,7vw,3.5rem) 0}}@media (width<=479px){:root{--container-p:1rem}}[data-tooltip]{cursor:help;position:relative}[data-tooltip]:after{content:attr(data-tooltip);background:var(--ink);color:var(--white);border-radius:var(--r-sm);white-space:nowrap;pointer-events:none;opacity:0;z-index:50;font-size:.75rem;font-weight:500;font-family:var(--font-sans);padding:.3rem .625rem;transition:opacity .2s;position:absolute;bottom:calc(100% + 6px);left:50%;transform:translate(-50%)}[data-tooltip]:hover:after{opacity:1}[data-tooltip]:before{content:"";border:4px solid #0000;border-top-color:var(--ink);pointer-events:none;opacity:0;transition:opacity .2s;position:absolute;bottom:calc(100% + 2px);left:50%;transform:translate(-50%)}[data-tooltip]:hover:before{opacity:1}